Your first deal with a new lender can feel uncertain — especially if you’ve dealt with slow banks, unclear processes, or last-minute surprises in the past.
At Conduit Capital, our goal is simple: make your first experience clear, efficient, and repeatable. We don’t believe in guessing games, hidden steps, or wasted time. The better you understand how the process works, the smoother your deal will move.
Here’s exactly what to expect when you bring your first deal to Conduit Capital.
Step One: We Start With the Deal, Not the Paperwork
Unlike traditional lenders, we don’t begin with tax returns, W-2s, or long approval checklists.
We start with the deal itself.
That means our initial focus is on:
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The property
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The purchase price
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The rehab scope and budget
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The after-repair value (ARV)
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The exit strategy
If the deal makes sense on paper, the process moves forward quickly. Your experience matters, but clarity around the asset and the plan comes first.
Step Two: Real Underwriting, Not Guesswork
Our underwriting is practical and deal-driven.
We look at:
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Equity and loan-to-value
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Realistic comps
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Timeline feasibility
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Exit execution
We don’t expect perfection. We do expect realistic assumptions and honest numbers.
If something needs to be adjusted — pricing, scope, or structure — we’ll tell you early. That transparency protects both sides and keeps deals from falling apart later.
Step Three: Clear Terms and Straight Answers
Once a deal passes initial review, you’ll receive clear terms outlining:
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Loan amount
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Interest rate
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Fees
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Timeline
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Expectations during the loan
There are no surprises buried in fine print. You’ll know exactly what the structure looks like before moving forward, and you’ll have the opportunity to ask questions before committing.
Step Four: Speed Depends on Preparation
We’re built to move quickly — but speed is a two-way street.
Borrowers who close fastest typically:
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Know their numbers
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Respond quickly
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Provide requested items cleanly
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Communicate clearly
If everything is ready, closings can happen on tight timelines. If something needs clarification, we work through it efficiently without dragging the process out.
Step Five: Ongoing Communication During the Deal
Once your loan is active, communication doesn’t stop.
We expect:
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Updates on rehab progress
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Transparency if timelines shift
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Proactive communication if challenges arise
In return, you get a lender who understands real-world execution and works with you through the lifecycle of the deal — not just at closing.
Step Six: Focus on Repeatability, Not One-Off Wins
Our goal isn’t just to fund your first deal — it’s to build a relationship that supports your growth.
Borrowers who execute well, communicate clearly, and manage risk responsibly often experience:
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Faster approvals on future deals
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Smoother closings
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Greater flexibility over time
The strongest lending relationships are built on trust and consistency, not one-time transactions.
What We Expect From First-Time Borrowers
You don’t need to be perfect or highly experienced.
You do need:
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A clear plan
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Honest numbers
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A willingness to communicate
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Respect for timelines and structure
If you bring those to the table, we’ll meet you with clarity, speed, and professionalism.
Final Thoughts
Your first deal with Conduit Capital should feel straightforward — not stressful.
We’re here to fund real deals, protect capital, and help investors execute responsibly. When expectations are clear on both sides, deals move faster and outcomes improve.
Borrow smart. Structure well. Communicate clearly.
That’s how strong lending relationships are built.
